Refuzul societăţii de asigurare de a plăti în mod voluntar despăgubirea datorată în calitate de persoană responsabilă civilmente. Inadmisibilitatea restrângerii întinderii dreptului de regres la o sumă inferioară celei efectiv achitate

Refusal of the insurance company to voluntarily pay the compensation due as a civilly liable person. Inadmissibility of restricting the scope of the right of recovery to an amount less than that actually paid

Abstract

The provisions of Article 2210 para. (1) C. civ. and art. 25 par. (1) letter b) of Law no. 132/2017 do not allow the restriction of the right of recourse to an amount lower than that actually paid, following the insurer's refusal to voluntarily compensate the injured third parties, the provisions of Art 1534 Civil Code cannot be applied, as they are incompatible with the legal basis of the insurer's right of recourse.

Thus, the insurer is not liable to injured third parties for an act of its own, but for the act of another, namely the defendant...