Prevenirea riscului cibernetic asociat fraudelor cu cardurile bancare de credit

Drd. Gabriel NIŢĂ

Universitatea "Babeş-Bolyai" Cluj-Napoca, Facultatea de Drept

ABSTRACT

The digitisation of financial services and the adoption of new digital technologies have increased the risk exposure of financial institutions. The cyber security risk associated with bank credit card fraud is one of the most prominent forms of cyber crime in the financial and banking sector. For this reason, the prevention of this criminal phenomenon continues to be a major priority for regulators and supervisors in the financial and banking sector. The proposed study will focus both on the dynamics and trends associated with credit card fraud and on a critical analysis of the regulatory instruments for the prevention of this type of fraud. In addition, synthesising the views expressed in legal doctrine will make an important contribution to analysing and understanding the challenges to regulation. By analysing the...