Contul curent al profesioniştilor: contract sau situaţie juridică?

Conf. univ. dr. Adriana ALMĂŞAN

Facultatea de Drept, Universitatea din Bucureşti

Avocat, Baroul Bucureşti, TSAA

ABSTRACT

The bank current account contract plays a very important part with regard to the operational activity of companies. The challenges affecting its conclusion and, moreover, its performance raise the question whether, despite the regulation of the Civil Code, one is not rather dealing with a legal situation. Also, the analysis of the bank current account contract requires its legal qualification from the perspective of the account beneficiary’s will in the contractual formation: is it a contract of adhesion or a forced contract? This paper aims at answering these two main questions, reviewing, at the same time, possible solutions to improve the professional’s position while concluding and performing the current account contract.

Keywords: bank current account, contract of adhesion, forced contract, interest,...